Accountants for UK small businesses

Your numbers,
made legible.

Xpert Accounting are Preston-based accountants helping sole traders, limited companies and growing UK businesses with tax planning, bookkeeping, VAT and payroll. We turn the stressful side of running a business into something calm, clear and under control — real accountants, plain English, no surprises.

Receipt £284.10
VAT Q3 £3,120
Invoice #1182
PAYE £1,890
Mileage 412mi
Expenses £946
Corp tax ?
Bank feed
Your business, this quarterAll filed & on track
Tax saved this year£0
Set aside for next bill£0
Profit this quarter£0
0
Years serving UK businesses
0 / 5
Average client rating
0
Returns filed on time
<24h
Average response time
★★★★★
4.9 / 5
from 15 verified Yell reviews
ICAEW Fellow
Xero Advisor Certified
Sage Business Partner
AAT Member

We work with the tools you already use

Making Tax Digital

MTD is changing how you file — we've got it covered

Making Tax Digital (MTD) is HMRC's move to a fully digital tax system. It means keeping digital records and submitting updates through compatible software rather than a once-a-year paper return. We handle the setup, the software and every submission for you.

If your income is over £50,000, MTD for Income Tax means you'll need to submit digital updates every quarter — not just once a year. We make sure you never miss one.

Who it affects From April 2026

£50k+
Over £50,000 income
Quarterly digital updates required from April 2026.
£30k+
Over £30,000 income
Joins MTD for Income Tax from April 2027.
£20k+
Over £20,000 income
Expected to follow from April 2028.
VAT
VAT-registered businesses
Already under MTD for VAT — all returns filed digitally.
Try it now

How much could you be saving?

A 10-second ballpark — no email required. This is the kind of clarity we bring to every client, every quarter.

£120,000
We could save you around
£0
With your current accountant£0
With Xpert£0
+£0 more in your pocket
a year — through smarter structure, reliefs and allowances most owners miss.
Illustrative estimate only — your actual saving depends on your circumstances.
or book a free consultation →
Request received. A member of our team will send your tailored breakdown shortly.
What we solve

The questions our clients actually ask

Select a challenge to see how we approach it — these are the conversations we have every day.

01

"How do I pay less tax — legally?"

02

"Should I become a limited company?"

03

"I'm drowning in admin & deadlines."

04

"I'm expanding abroad — now what?"

Tax Strategy

Plan ahead, pay less

Forward-looking advice that turns tax from a yearly scramble into a managed advantage.

Structure

The right foundation

Sole trader or limited? We model both on your real numbers and make the switch painless.

Sole trader
£11.2k
Limited co.
£7.6k
You'd keep ~£3,600 more per year
Automation

Reclaim your time

Bookkeeping, VAT, payroll and filings move onto autopilot — you stop chasing dates.

Bookkeeping reconciled
VAT return submitted
Payroll run & filed
Deadline reminders set
International

Borderless growth

We handle cross-border tax, treaties and multi-currency reporting behind the scenes.

£GBP EUR $USD INR A$AUD ¥JPY
What we offer

Our services

Everything your business needs from one team — fixed fees, plain English, no surprises.

Tax Planning & Advisory

Forward-looking advice that finds the reliefs and allowances most owners miss, so tax stops being a yearly scramble.

Estimate your saving

Bookkeeping

Reconciliations, expenses and invoicing kept accurate and up to date using Xero, QuickBooks or FreeAgent.

Get a free quote

VAT Returns

Registration, quarterly returns and full MTD for VAT compliance — filed accurately and always on time.

More on MTD

CIS Returns

Construction Industry Scheme registration, monthly returns and subcontractor verification — handled and filed on time, every time.

Talk to us

Payroll

Fully-managed payroll — payslips, RTI submissions, pensions auto-enrolment and year-end, handled for you.

Talk to us

Self Assessment

Personal tax returns for sole traders, landlords and company directors — prepared, checked and filed before the 31 January deadline.

See deadlines & FAQs

Company Accounts

Statutory accounts and Corporation Tax returns prepared and filed with Companies House and HMRC, on time, every time.

See deadlines & FAQs

Business Advisory

Structure, growth and cashflow guidance from a team that knows your business — not just your numbers.

Book a consultation

Business Start-ups

From choosing the right structure to company formation, registrations and your first year of filings — we set you up right from day one.

Start your business
The people behind it

Not a call centre. A team that knows your name.

The single thing the big firms can't fake: you'll always speak to the same person who actually understands your business.

NP

Nazma Patel

Founder & Lead Accountant

The "Naz" clients rave about — always picks up the phone, and by far the best accountant many have worked with in 30 years.

DS

David Stirling

Tax & Advisory

Spends his days finding the reliefs and allowances other accountants quietly overlook.

MV

Mohammed Valli

Bookkeeping & VAT

Keeps the day-to-day running so smoothly you'll forget deadlines were ever stressful.

How it works

Four steps. No surprises.

01

Free consultation

We learn your business, your goals, and where the pressure is.

02

Fixed-price plan

A clear proposal and one monthly fee. No hidden extras, ever.

03

Painless switch

We handle the move from your old accountant and set up your tools.

04

Ongoing clarity

Proactive advice, on-time filing, and a real person when you need one.

What our clients say

Trusted by businesses
across the UK

★★★★★ 4.9 / 5 from 15 reviews
★★★★★

Been in business over 30 years and had several accountants. Naz is by far the best — professional, always available for even the smallest query, and always smiling.

DR
David R.
Verified review
★★★★★

Switched over and it was completely painless — David sorted everything with my old accountant. Genuinely feel like the team care about my business.

SK
Sarah K.
Verified review
★★★★★

Mohammed keeps my bookkeeping and VAT spotless and always replies the same day. Saved me money in the first year by spotting things my previous accountant missed.

MH
Mark H.
Verified review
★★★★★

Brilliant service from start to finish. Naz and the team are never too much trouble and the advice has been spot on for my limited company.

AP
Aisha P.
Verified review
★★★★★

As a sole trader I was nervous about tax. David made it simple, kept me on top of every deadline, and I never worry about HMRC anymore.

TB
Tom B.
Verified review
★★★★★

Professional, friendly and reliable. Mohammed always picks up the phone and explains everything in plain English — I'd recommend them to any small business owner.

LM
Lucy M.
Verified review
★★★★★

Been in business over 30 years and had several accountants. Naz is by far the best — professional, always available for even the smallest query, and always smiling.

DR
David R.
Verified review
★★★★★

Switched over and it was completely painless — David sorted everything with my old accountant. Genuinely feel like the team care about my business.

SK
Sarah K.
Verified review
★★★★★

Mohammed keeps my bookkeeping and VAT spotless and always replies the same day. Saved me money in the first year by spotting things my previous accountant missed.

MH
Mark H.
Verified review
★★★★★

Brilliant service from start to finish. Naz and the team are never too much trouble and the advice has been spot on for my limited company.

AP
Aisha P.
Verified review
★★★★★

As a sole trader I was nervous about tax. David made it simple, kept me on top of every deadline, and I never worry about HMRC anymore.

TB
Tom B.
Verified review
★★★★★

Professional, friendly and reliable. Mohammed always picks up the phone and explains everything in plain English — I'd recommend them to any small business owner.

LM
Lucy M.
Verified review
Good questions

Everything you might be wondering

The things people ask before they get in touch — answered plainly, like everything else we do.

Almost certainly. We look after trades, e-commerce, agencies, hospitality, professional services, contractors and more across the UK. The principles of good accounting travel well — and where an industry has quirks, we already know them.
It's painless and we do the heavy lifting. With your say-so we contact your existing accountant, request your records under standard professional clearance, and handle the handover. Most clients are fully moved across within a week or two, with nothing missed.
A fixed monthly fee agreed up front — no hourly surprises, no bills for picking up the phone. Plans start from £25/month for sole traders and scale with the support you need. You'll always know the price before you commit.
Yes. We're fully GDPR-compliant, use bank-grade encrypted cloud software, and never share your data with third parties without your consent. Your information is backed up, access-controlled, and handled by named members of our team — not a faceless queue.
Yes — that's the whole point. You'll have a dedicated accountant who knows your business by name, not a rotating call centre. They're reachable by phone, email or video, and aim to reply within one working day.
Ready when you are

Let's make your numbers work harder.

Book a free, no-obligation consultation and see exactly how much clearer — and more profitable — your finances could be.

Book your free consultation